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When Hiring a Roofer, it is Important They are Licensed, Bonded, and Insured.

Brian Elder Roofing

Buying a home is likely to be one of life’s most important investments. Your home’s roof will involve much care and maintenance over the lifetime of the house. It is crucial that you find a roofing company that is licensed, bonded, and insured to take care of all your roofing needs. The roof is a significant component of your home and if you use a random roofing company, you could end up with shoddy work resulting in costly repairs and major headaches. 


Let us say you require a new roof due to storm damage, so you call in a few different roofers to get a quote. One roofing company’s quote may be far less expensive than others. It is very tempting to go with the least costly choice, but it will end up costing you more money down the road as they are not licensed, bonded, and insured. Some unlicensed roofers bid low because it increases their chances of landing the job, but you do not want to skimp on quality roofing repair or replacement. The benefits of hiring a licensed, bonded, and insured roofer far exceeds hiring a random roofer, no matter their initial quote. Here are a few reasons why: 


For a roofing company to become licensed, they must have experience, pass a business management test, perform staff training, demonstrate their skillset, offer continued education, and maintain zero outstanding complaints. Training and licensing requirements vary from state to state, but the differences between a licensed and unlicensed company are apparent. The license is just one aspect of being qualified as a contractor to perform quality work. An excellent roofing company always ensures its employees have quality training, education and stay up to date on new equipment, installation methods, and materials.  


Sadly, there is several roofing contractors out there that do not perform quality work, complete the job, lie about permits or fail to meet other financial obligations pertaining to the job. Because people like this exist, bonding exists. If a company is bonded, that means that if a job is not completed, permits are not paid for in-full or pulled properly, the roofer uses inadequate supplies, etc., you are entitled to reimbursement. The bonding protects your roofing investment and ensures you are receiving your money’s worth on all jobs. The roofing contractor should have an arrangement with a bond issuer or a recovery fund with a licensing municipality. The contractor pays an annual premium to be bonded. If they skip out on being properly bonded, it begs the question: What else do they skip out on? To receive ultimate peace of mind, be sure your roofing company is bonded.  

Be sure to ask your contractor for their bond number and certification. That way, you can confirm that they are appropriately bonded. You can also contact the bonding company directly if work is not completed or you believe it was not completed properly. Property owners may petition for reimbursement through the bond issuer if contractors harm them financially.  


Bonding does not cover every aspect of protection during a roofing job. You should also be sure the company you hire is insured. There are two common types of insurance: liability insurance and workers’ compensation. 

Liability insurance covers situations where a contractor caused damage to your property. Workers’ compensation pays injured workers for lost wages and medical services, regardless of who was at fault. 

Workers’ compensation if one of the roofers is hurt on the job, their insurance, rather than your homeowner’s insurance, will cover the accident. The coverage will also supply benefits to the roofer’s family in the event of a work-related death. 

Making sure a company is appropriately insured is equally essential to ensuring that you will be satisfied with your project overall. All contractors you hire should be insured. Ask to see a Certificate of Insurance, then call to verify that the current policy has enough coverage for your project. In addition, it is essential to note that your home insurance will not cover such a claim if you knowingly hired a non-insured, non-licensed roofing company.  

Licensed, Bonded, and Insured Memphis Roofer Near Me 

Brian Elder Roofing is one of Memphis’ top industry leaders for all your roofing needs. Our company has over a decade of experience in roofing, and we pride ourselves in being a company you can trust. Brian Elder Roofing is a licensed and bonded Memphis roofer and insured in Memphis Tn. We will gladly produce all certifications needed to give you complete peace of mind when you hire us. We take pride in our work and beat our competitors in achieving the highest level of customer satisfaction. Be sure to also check our Facebook page for several kind and heartfelt references. If your roof requires attention and could use maintenance, please call us today for a quote at (901) 867-0303.  

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